Goldmary compared

Four ways to keep your books, side by side. For Goldmary the table shows only what works at launch. What does not work yet is marked as such.

Goldmary beside an ordinary bookkeeping package, a bookkeeper and a spreadsheet.
What it is about	Goldmary	An ordinary bookkeeping package	A bookkeeper	Doing it yourself in a spreadsheet
Who does the work	The assistant Jen prepares. You check and approve.	You enter and book. The package calculates and stores.	The bookkeeper books and calculates. You hand over the documents.	You do everything, including building the formulas.
What you check yourself	What Jen reads from a receipt before it is booked, and the VAT return before you file it.	What you enter yourself and whether the connections are right.	Whether your documents are complete, and the figures you get back.	Every amount, every formula and every VAT rate.
VAT return	Ready per box. You file it yourself at the Belastingdienst, because there is no Digipoort connection yet.	Many packages can file the return directly.	The bookkeeper prepares and files the return, if you agree on that.	You work out the boxes yourself and enter them at the Belastingdienst.
Receipts	Upload a photo or pdf. Jen reads the receipt and you approve.	A photo or upload. Whether the package also reads the receipt differs per package.	You hand over the receipts and the bookkeeper processes them.	You type every receipt in yourself.
Bank	No live bank connection yet. You load a bank statement as MT940 or CSV.	Often a bank connection that fetches the transactions itself.	You send statements or give access. The bookkeeper books them.	You download a CSV and paste it into your sheet.
Help	Personal help by email, a reply within 1 working day. We do not help by phone.	Usually a help centre, chat or email. The speed differs per package.	You call or email your bookkeeper.	Nobody, apart from what you look up yourself.
Price	Free until 1 January 2027. After that, packages from €9.00 a month, excluding VAT.	A subscription per month or per year. The price depends on the package.	An hourly rate or a fixed amount per month or per year, different at every firm.	No subscription. You pay with your own time.
Taking your data with you	Export everything in one zip: CSV files, receipt files and invoices as pdf.	Usually an export. Which files you get differs per package.	You ask the firm for your file. You agree the form together.	The file is yours and stays with you.

The other three columns describe that kind of solution in general. Packages and firms differ, so ask each what it does exactly. What Goldmary cannot do yet is on Pricing and Questions.