Goldmary
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Your books, kept calmly up to date

For freelancers and small businesses. You check and approve. Later, €9.95 per month.

There is no app yet. Leave your email address and you will hear when you can start.

Your signup only counts once you confirm it. What I keep is on the privacy page.

See how it works

Demo with sample figures. There is no live bank connection yet, and nothing goes to the Belastingdienst.

Receipts, read and booked

Forward the receipt or take a photo of it. Goldmary fills in the amount, the VAT and the cost type. You check.

Booking

Arrived by mail, 08:12

Supplier
Bouwmarkt Hoogland
Date
30 September 2026
Amount
€121.00
VAT 21%
€21.00
Cost type
Small toolsUnder €450, so booked as a cost in one go.

Booked. Ready for you to check.

Example. The shop and the receipt are made up.

Bank and books, linked later

The plan is a bank connection through PSD2, as an add-on next to Start. Goldmary matches payments to receipts and invoices. When in doubt, it asks you.

Supermarkt Centrum, €43.12. Personal or business?

Example. The payments are made up. There is no live bank connection yet.

Hours, with the date on the invoice

Per day and per client, with what you did. On the invoice each day gets its own line with the date next to it.

Hours

Week 37, 7 to 11 September 2026

ClientMon 7Tue 8Wed 9Thu 10Fri 11Total
Studio KadeAnnual report463.52.516
Bakkerij LontMenu3249
Total3465.56.525

Wed 9 Sep, Studio Kade, 6 hoursInside pages design

16 hours for Studio Kade are ready to invoice.

Make invoice

View the invoice

Example. The hours and the clients are made up.

Invoices with a payment link

Your client pays with iDEAL from the invoice. When the money arrives, Goldmary ticks the invoice off.

Studio VeldZwolle

Invoice

To
Studio Kade
Number
2026-031
Date
15 September 2026
Pay before
29 September 2026

Annual report design, €62.50 per hour

DateDescriptionHoursAmount
8 SepLayout and structure4€250.00
9 SepInside pages design6€375.00
10 SepCorrections after feedback3.5€218.75
11 SepReady for print2.5€156.25
Subtotal
€1,000.00
VAT 21%
€210.00
Total
€1,210.00

Pay with iDEAL

Paid 29 Sep

  1. Sent15 Sep
  2. Paid with iDEAL29 Sep
  3. Matched against the bank29 Sep

Example. The invoice and the client are made up. The payment link and the bank connection are not live yet.

How your VAT return gets ready

An example of the third quarter. You check it and enter the amounts per box yourself with the Tax and Customs Administration (Belastingdienst).

To pay, example

€1,885.01

1a Turnover 21%, 5 invoices
€2,068.50
4b Service from the EU
€10.29
5a Due
€2,078.79
5b Input VAT, 13 receipts
€193.78

Worked out from the sample figures. Nothing goes to the Belastingdienst. No live Digipoort connection yet: it has been applied for.

Your year-end, prepared

After 31 December your profit and your deductions are ready for your tax return. You or your accountant checks them over.

Business profit 2026Ready to check

Turnover
€41,200.00
Costs
− €7,480.00
Profit
€33,720.00
Self-employed deduction (zelfstandigenaftrek)If you worked 1,225 hours or more
− €1,200.00
SME profit exemption (mkb-winstvrijstelling)12.7% of €32,520.00
− €4,130.04

Taxable business profit, example

€28,389.96

Example of a sole proprietorship (eenmanszaak). Turnover and costs are made up, the deductions are the statutory amounts for 2026. Nothing goes to the Belastingdienst.

Bring your books with you

The plan: you export an audit file (XAF) from your current bookkeeping software and download your clients as a CSV. Goldmary reads both and prepares your opening balance.

  • auditfile-2025.xafFrom your current software
  • clients.csvFrom your current software

Read in

  • 38 clients
  • 3 unpaid invoices
  • 412 bookings from 2025, for reference
  • Opening balance on 1 January 2026

Ready to check

Plan, not built yet. The files and numbers are an example.

Your data stays in the EU

For each point: what is already true, and what the plan is for the app.

  • EU

    Storage

    The waitlist is stored in Cloudflare D1, inside the EU. That is the plan for the app too.

    Now

  • 0

    Cookies and trackers

    This site sets no cookies and loads no analytics.

    Now

  • Read-only

    Bank connection

    Through PSD2, starting with Ponto. No money can leave your account. Not live yet.

    Plan

  • You

    You approve

    You enter your VAT return yourself with the Belastingdienst. The Digipoort connection has been applied for. Once it is in place, nothing goes out without your approval.

    Plan

See what I keep

Your data is not sold. Not the waitlist, and later not your books either.

What is coming

The order, no fixed dates. The aim is around 1 January, so you start the new periods in Goldmary. You do not have to wait for Digipoort.

  1. NowWaitlistThere is no app yet. Leave your email address.
  2. Step 1Receipts, hours, invoices and VATBooking and invoicing. The VAT return (btw-aangifte) is prepared, you enter it yourself.
  3. Step 2Bank connection, starting with PontoAn add-on next to Start. It may come before Digipoort.
  4. Step 3Switching and year-endRead in your audit file and clients. Profit and deductions for your tax return.
  5. Step 4VAT through DigipoortThe connection has been applied for. Until it is in place, you enter the return yourself.

Join the list

€9.95 per month

Start, excluding VAT. The first month is free. It only renews if you switch that on yourself. The bank connection is an add-on.

Goldmary Start

For freelancers and small businesses

€9.95 per monthexcluding VAT

What is included

  • Read and book receipts
  • Hours and invoices with a payment link
  • VAT return preparedYou enter it yourself. Digipoort applied for
  • Year-end

Add-on

  • Bank connection and matchingExtra cost, amount to follow. Not live yet
First year
€109.45
Then per year
€119.40

Join the listMore about the price

The price is an intention. There is no payment page yet and nothing is collected.